Whether you're buying a home or refinancing, you have a number of choices when it comes to financing. One of those choices involves your loan term. While the overwhelming majority of home buyers and home owners elect to go with the 30-year mortgage... (Read More)

If you’re uncertain if you can meet the standards necessary to secure a conventional mortgage loan, a Federal Housing Administration loan might be the right choice for you. It’s a mortgage product backed by the government, which helps borrowers... (Read More)

You're ready to buy a home. You have a great job, good credit and you're prepped for the responsibility of homeownership. But what about the down payment? Coming up with enough money to put down on a home can be one of the toughest parts of a home... (Read More)

Saving up for a downpayment is the No. 1 challenge for most first-time home buyers today. That's where the FHA home loan program comes in. It has one of the lowest downpayment requirements available. As an established FHA lender, our team is here to... (Read More)

With today's super-low mortgage rates, it can still be a great time to make the transition from renting to homeownership. But where should you start your homeownership journey? As with just about anything in life, preparation is key. If you're... (Read More)

At PRMI, we know that home buyers often have a lot of questions. Well, we have answers! We love educating families about the home financing process and helping them make decisions that are right for them. Here are some of the most common FAQs about... (Read More)

No one likes to read mounds of paperwork when buying a home. But there's one form you definitely don't want to gloss over. The closing disclosure form is one of the most important documents you'll review when buying a home. It explains the terms and... (Read More)

The spring and summer months are the busiest home buying seasons of the year. It's simple: Most people want to be able to sell their existing home and be settling in to a new one before fall. Plus, the weather is good — no trudging around in cold... (Read More)

If you are a member of the military on active or reserve duty or a veteran, there's a special type of home loan designed for you. The VA home loan program is an incredible benefit designed to help members of the military —past and present —... (Read More)