Eight times a year, policymakers from the Federal Reserve meet to make decisions that affect U.S. financial markets. In addition to regulating financial institutions and many routine banking tasks, it also influences interest rates.
Twelve... (Read More)
You found the home of your dreams. How do you know how much to offer?
No doubt you've heard all kinds of home buying advice, such as starting negotiations by offering a certain amount below the asking price or making a bid that's a specific... (Read More)
What is the difference between APR and my mortgage rate? This is one of the most common questions about the mortgage lending process. If you're in the market for a home loan, it's helpful to learn the difference between your mortgage rate and your... (Read More)
You’re nervous. After raising a family, you’ve watched your kids carve out their own lives away from home. Now it’s time for you to sell your house and move somewhere smaller.
But you don’t have to do it alone. Your children can... (Read More)
Preparing your home for inspection will not only help present your property in the best condition for sale, it will also help prevent any delays during the closing process. According to the American Society of Home Inspectors, a proper home... (Read More)
You're ready to buy a home. You have a great job, good credit and you're prepped for the responsibility of homeownership. But what about the down payment? Coming up with enough money for a down payment can be one of the toughest parts of buying a... (Read More)
Sure, a brand new front door and lovely landscaping might catch your eye as you drive up to an open house or new property on the market. But as you drive up, have you thought about looking up? As it turns out, tree cover has a tree-mendous impact on... (Read More)
Taking out an FHA loan? You have plenty of company. The Federal Housing Administration, also known as the "FHA," is the largest insurer of mortgages in the world.
So how does the FHA work? And how does it help you buy a home?
The FHA... (Read More)
If you lose your credit, debit or ATM card, how difficult would it be for someone to clean out your account? Easier than you might think.
More than one-quarter of all credit and debit card passwords could be guessed by attempting just 20... (Read More)
Do you want to know the most effective way to protect your private information? It sounds simple, but it's incredibly effective: You must get good at managing your passwords. Here are three of the best things you can do to protect... (Read More)