You assembled your documentation, filled out the mortgage application and received approval to proceed with your purchase. It’s time to celebrate, right? Not quite. Your lender will recheck your credit right before closing, and certain... (Read More)

When it comes to buying a home, there are two very important people who can help guide you through the process. The first is your lender. Your loan officer can help you determine how much home you can afford and help you review your loan... (Read More)

For most people, a home is the most expensive purchase of their lives. That’s why buyers often employ home inspectors and look for ways to make contracts contingent upon the property’s systems and structures being sound. Even with all that... (Read More)

Thinking about buying a home? Mortgage rates have been bouncing around near all-time lows for quite a while now. Historically speaking, rates still remain incredibly low. Many home buyers today think that mortgage rates this low are the way it's... (Read More)

You have a good income and decent credit score, but can’t scrape together a 20 percent down payment. Contrary to what you may think, you can still get approved for a mortgage loan. The 20-percent myth is a common one. While it’s true that a... (Read More)

Don't think you'll be able to afford to buy your first home anytime soon? The good news is that when it comes to finances, little efforts can lead to big results. These four strategies are designed to help you and your family spend less, save more... (Read More)

No matter how sincerely you promise to reimburse a lender, you probably won’t get a mortgage loan unless you have a good record of credit. But do you understand the mechanism behind the credit-reporting industry? Here are three things you may not... (Read More)

It won’t be long before we will feel the chill of winter approaching. Is your home ready? The good news is that winterizing your home doesn't have to be costly or time consuming. With a free afternoon (or two!) and a little elbow grease, here are... (Read More)

Sure, no one really enjoys moving, but it doesn't have to be a downright awful experience. Packing, organizing and getting on with the move can all be accomplished a smooth and coordinated manner. Be Thrifty There's no reason to go to a... (Read More)

Do you think student-loan debt is preventing you from buying a house? A recent survey by the National Association of Realtors supports that opinion. The survey found that 71 percent of non-homeowners who are current in their student loans believe... (Read More)